I'm a seasoned real estate consultant, assisting families in upgrading and right sizing while personally upgrading properties. Expertise and hands-on experience combine to guide clients through successful real estate transactions.
2 +
Years of
experience
20 +
Project
Listing
30 +
Satisfied
clients
As your real estate consultant, my role is to understand your needs, preferences, and budget. I'll guide you through the entire property search journey, presenting suitable options, providing market insights, and negotiating on your behalf. Together, we'll find your ideal home, ensuring a smooth and satisfying real estate experience.
We begin by charting a roadmap tailored to your property goals. Whether it’s upsizing, right sizing, or a first-time purchase, we outline a clear path forward.
We will break down costs, potential returns, and loan intricacies to ensure you make an informed and feasible investment.
Insights and trends, we position you for optimal price negotiations. Securing the best value for your budget.
We offer nuanced advice on not only properties but also the unique character, amenities, and future prospects of each neighborhood.
Every property has its pros and cons. We lay these out transparently, helping you analyze and choose the option that aligns most with your aspirations.
Beyond our service, we believe in empowering you with insights about the property market, regulations, and more
Upgrading will incur a hefty mortgage loan, leaving us with no extra savings for emergencies!
If we upgrade, all of our hard-earned savings will be completely wiped out!
Upgrading to a private property is only for the rich, not for the average Singaporean.
Misconceptions like these are natural, but they are also completely false! Let’s check out some real-life case studies of how ORDINARY average Singaporeans leveraged on their HDB flats to achieve financial freedom!
Peng Seng and Wendy were living in their 4-room HDB flat for over 6 years. They dreamed of owning a private property, but were unsure if it was feasible for them even with their combined income.
After a sharing session to understand their financial standing and objectives, they discovered that it was possible for them to upgrade safely, and stress-free!
Their HDB was sold at a record price of $620K, allowing them to profit over $116K.
With the handsome sale proceeds, below market valuation for own stay, and even invested in another 1 bedroom unit with huge capital appreciation potential.
After the smooth transactions of selling and buying, Peng Seng and Wendy still had $130K reserved funds for rainy days as per the initial plan and advice by Dex.
This was only achievable through careful financial calculations and strategic planning, enabling them to achieve their goal within their financial means.
Patrick and Jia Min owned a 5-room DBSS flat in Hougang. When their flat met the Minimum Occupation Period (M.O.P.) of 5 years, they decided to upgrade to a private condominium.
After a sharing session to understand their financial standing and objectives, we devised a strategic plan to enable them to upgrade within their means.
Their flat was sold within a short period, and they managed to make $200K in profits!
The young couple went on to upgrade to a condominium with an excellent location, near various renowned schools.
The condo also had the lowest PSF in the whole of Singapore, allowing them to enjoy luxurious facilities at an affordable entry price.
Patrick and Jia Min even had more than $150K left to put in their emergency funds!
WITH MOST OR ALL OF YOUR CPF TRAPPED IN YOUR HDB FLAT, YOU ARE LOSING:
The 2.5% interest you could have earned if you have left it in your CPF!
The 2.5% accrued interest to pay back when you eventually sell!
A total of 5% in OPPORTUNITY COST each and every year!
1. THE IMPACT CPF ACCRUED INTEREST HAS ON YOUR PROPERTY'S VALUE!
2. PERFORMANCE OF HDB & PRIVATE PROPERTIES OVER THE LAST DECADE!
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??For the uninitiated, it’s important to note that HDB prices have remained STAGNANT over the last 10 years with less than 1% year-on-year growth.
This means, if you’re planning to depend on your HDB for retirement or to tide you through potential financial challenges, you might have to think again. Your flat is LOSING VALUE (against CPF Accrued Interest of 2.5%), which means the longer you wait, the more you might lose!
However, private property prices have been growing at a stable rate of 4.63% year-on-year. The capital gain over 10 years has stood at 57%! This means, that for every $1 million condominium, you can profit at least an average of $500K!
Discover how you can leverage your HDB to upgrade to a private property and start growing your wealth sustainably.
It's time to start leveraging on your flat to grow your wealth. Discover how DexHomes has helped many homeowners kickstart their property investment journey through a tried and tested, systematic, 5S' Strategy, allowing them to make a 6-DIGIT PROFIT!
Join the many others who've found clarity, direction, and success with our property guidance. Let's uncover the possibilities, address the uncertainties of upgrading or selling, and chart a path forward tailored to your unique needs. This is next step section
With my years of experience and expertise, I combine cutting-edge technology with a deep understanding of the real estate market to provide you with an accurate and comprehensive property valuation. Whether you're considering selling, refinancing, or simply want to know your property's current market value, my services are designed to empower you with the knowledge you need.
